Saturday, September 4, 2010

Cheap Pet Insurance


Are you looking for cheap pet insurance? Find below a list of low cost pet cover providers. Start saving money on your monthly premiums with a range of online discounts.

Provider
Type of cover
Monthly premium from Online discount

Max vet fees

Excess from More Info
tesco pet insurance 12-month and per condition available £4.32 35% £6,000 £50 get a quote
sainsburyspet insurance Per condition £3.71 10% £6,000 £65 get a quote
argos pet insurance 12-month and lifetime £3.89
5% £7,000 £60 get a quote
churchill 12-month varies 15% £3,000 £55 get a quote
more than 12-month and per condition available £3.42 20% £7,000 £75+10% get a quote
homebase 12-month + lifetime £3.58 10%
+
£15 towards microchip
£7,500 £75 get a quote
direct line 12-month and per condition available £6.00 25% £6,000 £70 get a quote

How can I buy cheaper cat and dog insurance?

Here are a few tips to help you buy the cheapest pet insurance possible:

* Insure your pet when still young: when pets are young, they may be prone to accidents but not illnesses. They are not already aware of their surroundings and run into trouble but it’s only as they get older that they will become more likely to develop a medical condition. As a result, insuring a puppy or kitten will cost less.

* Choose your excess: some companies give you a choice between 2 or 3 different excesses. Select a higher excess to pay a smaller premium. Remember that you pay the excess only if you have to make a claim.

* Buy from a budget provider: Argos, Tesco, Churchill and Direct Line are all providing affordable pet cover. Policies start from very low prices – £3.27/month with Animal Friends.

* Buy online: you will get discount, bringing your premium down.

* Insure multiple pet: you can also get an extra multipet discount if you insure more than 1 pet online.

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