Compare lifelong pet insurance premiums
December 8, 2008 by Frenchie
Filed under Comparisons
Comparing lifelong pet insurance online can be tedious. There’s no such thing as a moneysupermarket.com for pet insurance, so if you’re looking to compare price and level of cover you would have to go to each single insurer’s website, enter all your details each time and write down the quote outcome.
Luckily, you’ll find below a shortlist of pet insurance companies that provide lifelong cover and a couple of quote examples to give you an idea of prices.
Lifelong cat insurance – quote #1
For the 1st quotation, we use the following pet information:
Cat – Male – Domestic Short Hair – 2 months old – living in Surrey – purchase price: £0
|
Pet insurer
|
Vet Fees per year
|
Premium (monthly)* |
Excess
|
Online discount
|
Get a quote
|
|
£4,000
|
£10,19
|
£70
|
15%
|
||
|
£7,000
|
£13,59
|
£50
|
15%
|
||
|
£6,000
|
£11,84
|
£60
|
10%
|
||
|
£4,000
|
£11,70
|
£80
|
10%
|
* price correct as of 8/12/2008
Premiums for cat insurance are quite similar across the 3 insurers. But you also need to consider the service provided by these companies. For instance, M+S give you free access to their Vetphone helpline as well as 5% of Bestpet online pharmacy.
Lifelong dog insurance – quote #2
Pet details: Dog – Female- Labrador - 2 months old – living in London- purchase price: £300
|
Pet insurer
|
Vet Fees per year
|
Premium (monthly)* |
Excess
|
Online discount
|
Get a quote
|
|
£4,000
|
£15,29
|
£90
|
15%
|
||
|
£7,000
|
£21,24
|
£70
|
15%
|
||
|
£6,000
|
£21,57
|
£90
|
10%
|
||
|
£4,000
|
£42,40
|
£100
|
10%
|
* price correct as of 8/12/2008
When it comes to dog insurance, you can see that price can vary considerably. MandS pet insurance seem to provide the better value for money in this case: their premium is cheaper than Petplan and Helpucover, even on the £7,000 vet fees per year option. The excess is the lower too at £70.




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