Pet Insurance Discount

Comparing lifelong pet insurance online can be tedious. There’s no such thing as a moneysupermarket.com for pet insurance, so if you’re looking to compare price and level of cover you would have to go to each single insurer’s website, enter all your details each time and write down the quote outcome.

Luckily, you’ll find below a shortlist of pet insurance companies that provide lifelong cover and a couple of quote examples to give you an idea of prices.

Lifelong cat insurance – quote #1

For the 1st quotation, we use the following pet information:
Cat – Male – Domestic Short Hair – 2 months old – living in Surrey – purchase price: £0

Pet insurer	Vet Fees per year	Premium (monthly)*	Excess	Online discount	Get a quote
	£4,000	£10,19	£70	15%	get a quote
	£7,000	£13,59	£50	15%	get a quote
	£6,000	£11,84	£60	10%	get a quote
	£4,000	£11,70	£80	10%	get a quote

* price correct as of 8/12/2008

Premiums for cat insurance are quite similar across the 3 insurers. But you also need to consider the service provided by these companies. For instance, M+S give you free access to their Vetphone helpline as well as 5% of Bestpet online pharmacy.

Lifelong dog insurance – quote #2

Pet details: Dog – Female- Labrador - 2 months old – living in London- purchase price: £300

Pet insurer	Vet Fees per year	Premium (monthly)*	Excess	Online discount	Get a quote
	£4,000	£15,29	£90	15%	get a quote
	£7,000	£21,24	£70	15%	get a quote
	£6,000	£21,57	£90	10%	get a quote
	£4,000	£42,40	£100	10%	get a quote

* price correct as of 8/12/2008

When it comes to dog insurance, you can see that price can vary considerably. MandS pet insurance seem to provide the better value for money in this case: their premium is cheaper than Petplan and Helpucover, even on the £7,000 vet fees per year option. The excess is the lower too at £70.