Pet insurance for older dogs from Animal Friends Insurance
March 9, 2010 by Frenchie
Filed under Pet Insurance Guide
Are you looking to protect your older dog against accidents and illnesses? Then you probably know how difficult it is to find a pet insurance policy that is both affordable and comprehensive.
Luckily, Animal Friends pet insurance for older dogs offers a wide range of options with no less than 7 covers to choose from.
7 options for older dogs
The policies available to you are the same as for younger pets, i.e. 7 options ranging from accident only cover for a very low premium to Prestige which covers vet fees up to £40,000 for the lifetime of your pet. Whatever your needs, there should be something for you. Have a look at the full list:
- Accident only: £2,000 in vet fees per accidental injury per year
- Basic: £500 in vet fees per condition per year
- Prime and Superior: £2,000 in vet fees per condition per year
- Prime Plus and Superior Plus: £4,000 in vet fees per condition per year
- Prestige: £6,000 per condition per year within the £40,000 lifetime limit
>> Find out more from Animal Friends insurance
Only the excess differs
When your dog reaches a certain age, it becomes more likely to fall ill, develop a medical condition or suffer an accident. You therefore become more likely to claim and that’s why excesses and premiums increase with age.
Animal Friends pet insurance excess for older dog policies consists of a fixed excess of £99 as well as a percentage excess of 35% of the vet bill.
This is very common in pet insurance but if it puts you off, there are other options available. However they may be more expensive as providers compensate by upping the premiums. So it’s a case of finding what’s right for you and your pet.

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