Friday, September 10, 2010

Sainsbury’s Pet Insurance


Sainsbury’s pet insurance offers per condition cover up to £7,500 towards vet fees with a 12 months for the price of 9 online discount (equivalent to 25% off) when you buy before 15th June 2010.

Key benefits of Sainsbury’s Pet Insurance

  • Up to £7,500 in vet fees per condition: if you select Option 2, you’ll get up to £7,500 in vet fees per condition. This means you can claim up to that amount for each unrelated accidental injury or condition and with no time limit as long as you keep renewing. Alternatively, option 1 provides cover up to £3,000 vet fees per condition for a maximum of 12 months.
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  • No maximum age limit: you can take out cover for your pet aged 8 weeks old and above. There’s no upper age limit so older pets are fully welcome.
  • 12 months for the price of 9 online discount: equivalent to 25% off. If you pay monthly, you’ll still pay every month but your premium will be discounted.
  • Double Nectar points: you can get double Nectar points when you shop at Sainsbury’s when you buy pet insurance online.

Compare Sainsbury’s Pet Insurance

Below you can find a comparison table of the policies offered by Sainsbury’s

Benefit
Option 1
Option 2
Claim basis
Veterinary fees
£3,000 12 month limit
£7,500
Per condition
Complementary treatment
-
£1,000
Per condition
Behavioural problems
-
£250
Per period of insurance
Clinical diet
-
£200
Per condition
Overseas veterinary treatment
-
£2,500
Per condition
Cremation
-
£100
Per incident
Personal liability
£1,000,000
£2,000,000
Per incident
Emergency boarding kennels and cattery fees
-
£100 (max £1,000)
Per week
Daily minding
-
£100 (max £1,000)
Per week
Advertising costs
£1,000
£1,000
Per period of insurance
Reward costs
£250
£250
Per period of insurance
Theft or straying
-
£750
Per incident
Death caused by injury
-
£1,500
Per incident
Death from illness
-
£1,000
Per incident
Trip cancellation or return home
-
£3,000
Per period of insurance
Expenses for referral to another vet
-
£150
Per period of insurance
Accidental damage
-
£500
Per period of insurance
Damage to Kennel or basket
-
£100
Per period of insurance
Personal accident to owner
-
£5,000
Per incident
Quarantine costs
-
£2,000
Per trip
Loss of health certificate
-
£250
Per incident
Repeat tick and worming treatment
-
Reasonable costs
Per incident
Emergency expenses abroad
-
£500
Per trip

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