Veterinary fees (or vet fees) are the main benefit of pet insurance. They are simply defined as:

definition: fees incurred at a veterinary practice.

They usually include consultation fees, tests, medications, surgery and therapies. The extent of covered therapies, however, varies strongly as some insurers restrict them to a certain amount or to specific treatments.

Check which complementary (or alternative) treatments are covered under your policy: physiotherapy, acupuncture, hydrotherapy, homeopathic medicine, herbal medicine?

 

Also see below how different insurers define ‘vet fees’ in their terms and conditions (as of May 2008):

‘The amount vets in general or referral practice usually charge.‘ Petplan

‘Fees for any examination, consultation, advice, test, x-ray, surgery, medication, nursing, care, acupuncture, physiotherapy, homeopathic and herbal medicine provided by a Veterinary Surgeon or an employee of a Veterinary practice under a Veterinary Surgeon’s instruction.‘More Than pet insurance

‘All reasonable costs for treatment of your pet by a vet due to accident, illness or disease.‘ Argos pet insurance