Veterinary fees
Veterinary fees (or vet fees) are the main benefit of pet insurance. They are simply defined as:
definition: fees incurred at a veterinary practice.
They usually include consultation fees, tests, medications, surgery and therapies. The extent of covered therapies, however, varies strongly as some insurers restrict them to a certain amount or to specific treatments.
Check which complementary (or alternative) treatments are covered under your policy: physiotherapy, acupuncture, hydrotherapy, homeopathic medicine, herbal medicine?
Also see below how different insurers define ‘vet fees’ in their terms and conditions (as of May 2008):
‘The amount vets in general or referral practice usually charge.‘ Petplan
‘Fees for any examination, consultation, advice, test, x-ray, surgery, medication, nursing, care, acupuncture, physiotherapy, homeopathic and herbal medicine provided by a Veterinary Surgeon or an employee of a Veterinary practice under a Veterinary Surgeon’s instruction.‘More Than pet insurance
‘All reasonable costs for treatment of your pet by a vet due to accident, illness or disease.‘ Argos pet insurance
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May 26th, 2008 at 1:55 pm
[...] That’s why pet insurance provides you with complete peace of mind. And it’s not about vet bills only. There are other useful benefits that helps you relax during stressful [...]
May 31st, 2008 at 1:18 pm
[...] can get in the UK: cover and excesses would make you discard any of these insurers in a fingersnap. Vet fees are paid to a maximum of €2500 (£2000) per year on a 12-month basis, AG2R only paying up to [...]
June 18th, 2008 at 12:50 am
[...] to visit the vet more frequently and owners of insured animals generally spend 51% more on core vet bills than those of uninsured animals (source: http://www.theveterinarian.com.au, [...]
September 4th, 2008 at 6:47 pm
[...] Vet fees inflation has been rising high above the inflation rate for years, +15% solely last year, and pet owners now struggle to pay what proves to be an expensive bill each time they walk into a vet practice. To top it all up, pets are increasingly suffering from obesity (36% of dogs and 29% of cats) and behavioural problems due to a shift in lifestyles, especially in urban areas. [...]
September 13th, 2008 at 10:02 am
[...] Effectively, you’ll be able to claim for a condition for as long as you want until you reach your vet fees limit. The use of an example will make it more [...]